Cherokee Nation notary bond
Cherokee Nation notary bond at a glance
- Bond required
- Yes
- Bond amount
- Per jurisdiction form
- Commission term
- 4 years
- Total cost, full term
- $100 for the full term
- Statute
- Cherokee Nation Code, Title 49 (Notaries Public)
- Commissioning authority
- Cherokee Nation (Office of the Secretary of State of the Cherokee Nation)
- Credit check
- None
- Issuance
- Same business day
Key takeaways
- Cherokee Nation requires a notary public surety bond under Cherokee Nation Code, Title 49 (Notaries Public).
- The bond penalty is set by the jurisdiction and the bond runs for the full commission term of 4 years.
- Commissioning authority: Cherokee Nation.
- Surety One's total cost for the full term is $100, premium and processing fee included; no credit check; same business day issuance.
- The bond protects the public and must be reimbursed to the surety if a claim is paid; Notary E&O insurance is the coverage that protects the notary.
What Cherokee Nation requires
The Cherokee Nation commissions its own notaries public under Title 49 of the Cherokee Nation Code, patterned on Oklahoma law. Surety One writes the Cherokee Nation notary bond on the Nation's form. Confirm the current penalty with the Nation before ordering; our underwriters verify it at issuance.
Cherokee Nation law makes the bond a condition of the commission itself: the commissioning authority will not issue, or will not activate, the commission until the bond is on file. The bond is a faithful performance bond conditioned on the notary's honest and lawful discharge of every duty of the office. Any person who suffers a monetary loss because the notary failed in that duty, whether through negligence, an improper acknowledgment, a defective identification of a signer, or outright fraud, may make a claim against it up to the penalty.
Filing the bond in Cherokee Nation
Cherokee Nation notaries are commissioned by the Nation, not by the State of Oklahoma, and file their bond with the Nation as part of the application. A state commission does not authorize notarial acts under tribal law and a tribal commission is not a state commission.
We issue the bond on the form the Cherokee Nation prescribes, executed by the surety and with a power of attorney attached where the jurisdiction requires it. You sign as principal where indicated and file. If your jurisdiction requires the notary's signature on the bond to be acknowledged, the instructions that accompany the bond say so.
Cost of a Cherokee Nation notary bond
Our total price is $100 for the entire 4 years term. That figure is the surety premium plus a forty-dollar processing fee; there is no application fee, no shipping charge and nothing added at checkout. Divided over the term it is a few dollars a month for the bond that makes your commission possible.
The premium is not a percentage of the bond amount in the way contract and license bonds are priced. Notary bonds are rated as a class because the claim frequency is low and the penalties are modest, which is why a bond costs only a fraction of its face value.
Remote online, electronic and eNotary commissions
Remote notarization under tribal commission is governed by Cherokee Nation law; ask an underwriter.
The bond is not insurance for you
The single most misunderstood feature of a notary bond is who it protects. The bond protects the people who rely on your notarial acts and the State that commissioned you. When the surety pays a claim, it is entitled to full reimbursement from you, the principal, because the surety's promise is a guarantee of your performance, not a transfer of your risk. Notary Errors & Omissions insurance is the product that transfers the risk: it pays claims for honest errors in your official notarial acts with nothing to repay, and it can pay the defense costs of a claim that turns out to be groundless. Notary E&O is available on the same application, at a discounted rate for bond purchasers.
Standard Cherokee Nation bonds issue the same business day. Apply online in about four minutes, or download the paper application; the Cherokee Nation fee is printed on it.
Apply for your Cherokee Nation notary bond Paper application (PDF)Cherokee Nation notary bond questions
How much is a Cherokee Nation notary bond?
The bond penalty is the amount on the jurisdiction's form. Our total cost for the full 4 years term is $100, which includes the surety premium and our $40 processing fee.
Does Cherokee Nation require a notary bond?
Yes. Cherokee Nation requires a notary public surety bond under Cherokee Nation Code, Title 49 (Notaries Public) as a condition of commission. Cherokee Nation notaries are commissioned by the Nation, not by the State of Oklahoma, and file their bond with the Nation as part of the application. A state commission does not authorize notarial acts under tribal law and a tribal commission is not a state commission.
How long does a Cherokee Nation notary bond last?
The bond runs for the term of the commission: 4 years. The premium is paid once for the entire term, and a new bond is required with each renewal.
Does a Cherokee Nation notary bond protect me?
No. The bond protects the public and the State. If the surety pays a claim caused by your error or misconduct, you must reimburse the surety. Notary Errors & Omissions insurance is the coverage that protects you, and bond purchasers receive a discounted E&O rate.
Is a credit check required for a Cherokee Nation notary bond?
No. Standard notary bonds are issued without a credit check. Individually underwritten bonds, such as enlarged remote online notary bonds, may be reviewed by an underwriter but are not credit scored in the ordinary case.
How fast can I get a Cherokee Nation notary bond?
Standard bonds issue the same business day. The executed bond is emailed to you on the required form, ready to sign and file.
