Notary bond questions and answers

Between $75 and $150 for the full commission term in every state we serve, premium and processing fee included; the U.S. Virgin Islands is $425 because of limited surety participation in the territory. The exact figure for your state is on the state schedule and in the application dialog.

No. Standard notary bonds are issued without a credit check. Individually underwritten bonds (enlarged remote online notary bonds) are reviewed by an underwriter but are not credit scored in the ordinary case.

Standard bonds issue the same business day and are emailed to you on the state form, ready to sign and file.

Alabama, Alaska, Arizona, Arkansas, California, Florida, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Pennsylvania, Tennessee, Texas, Utah, Washington and Wisconsin, plus the District of Columbia. The Cherokee Nation and the U.S. Virgin Islands also require one.

Colorado, Connecticut, Delaware, Georgia, Iowa, Maine, Maryland, Massachusetts, Minnesota, New Hampshire, New Jersey, New York, North Carolina, Ohio (standard commissions), Oregon, Rhode Island, South Carolina, Vermont and Virginia never required one; South Dakota, West Virginia and Wyoming repealed the requirement.

$50,000, in Alabama (since 2023) and Louisiana (since February 1, 2026). The largest remote notary bond is Illinois at $30,000. The lowest is Wisconsin at $500.

No. It protects the public and the State. If the surety pays a claim you must reimburse the surety. Notary E&O insurance is the product that protects you.

No. A bond names a single obligee and covers a single commission. A notary commissioned in two states files a separate bond in each.

The bond expires with it. A new bond is required for the renewal term and must begin on the first day of the new commission.

The premium is fully earned at issuance because the surety's obligation attaches when the bond is filed. If a bond is issued in error before filing, contact an underwriter.

Yes. Both are on the standard application at their own rates. Puerto Rico's attorney-notary bonds and other territorial bonds are quoted individually.

Surety One, Inc. is the managing general agency and Janus Underwriters, Ltd. its affiliate; bonds are issued through admitted sureties and reinsured by Janus Assurance Re. The bond you receive names the issuing surety and is accepted by every commissioning authority we serve.

With the state commissioning authority in most states, but with the county clerk in California, Kentucky, Michigan, Missouri, Nevada and Tennessee, with the Recorder of Deeds in Pennsylvania, and with the parish clerk of court in Louisiana. Your state page states the office and the deadline.

Only in Arizona, Illinois, Florida, California and Utah. Elsewhere the standard bond covers remote acts, although you must register separately as a remote notary.

Yes. Call (919) 859-5294 during business hours, email Underwriting@SuretyOne.com, or use the chat button on any page.